How to Put Money on PayPal
How to Put Money on PayPal

How to Put Money on PayPal

Salam! In this article, we will guide you through the process of putting money on PayPal, the popular online payment platform. Whether you want to add funds to your PayPal account for online shopping or to receive payments from clients, we’ve got you covered. Let’s get started!

1. Linking Your Bank Account

The first step to putting money on PayPal is linking your bank account to your PayPal account. This allows you to transfer funds between the two easily. To do this, log in to your PayPal account and navigate to the “Wallet” tab. From there, click on “Link a bank account” and follow the instructions to connect your bank account securely.

Advantages: Linking your bank account provides a direct and secure way to transfer funds to and from PayPal. It eliminates the need for additional steps and fees associated with other payment methods.

Disadvantages: The process of linking your bank account may take a few days to complete due to verification procedures. Additionally, you need to ensure you have sufficient funds in your bank account for transfers.

2. Adding a Debit or Credit Card

If you prefer not to link your bank account, you can still add money to PayPal by linking a debit or credit card. This option allows you to make payments using your card and also receive funds directly into your PayPal account. To add a card, go to the “Wallet” tab, click on “Link a card,” and enter your card details as prompted.

Advantages: Adding a debit or credit card provides a convenient way to fund your PayPal account instantly. It allows you to make online purchases without the need to transfer funds from your bank account.

Disadvantages: Some cards may charge additional fees for transactions made through PayPal. It’s essential to check with your card issuer regarding any potential charges.

3. Requesting Money from Others

If you’re expecting payments from friends, clients, or customers, you can request money directly through PayPal. This method is particularly useful for freelancers, small business owners, or individuals who frequently receive payments. To request money, log in to your PayPal account, click on “Request Money,” and enter the recipient’s email address and the requested amount.


Advantages: Requesting money is a hassle-free way to receive payments. It eliminates the need to share your bank account or card details with others, ensuring privacy and security.

Disadvantages: The recipient needs to have a PayPal account to send you the requested funds. If they don’t have an account, they will need to create one to complete the transaction.

4. Using PayPal Cash

If you prefer a more traditional approach, you can use PayPal Cash to add money to your PayPal account. PayPal Cash allows you to load cash onto your account at select retail locations. Simply visit a participating retailer, request to add cash to your PayPal account, and provide the cashier with the necessary details. The funds will be added to your account within minutes.

Advantages: PayPal Cash provides a convenient option for individuals who prefer using physical cash. It allows you to add funds to your PayPal account without the need for a bank account or card.

Disadvantages: PayPal Cash is only available in select countries and retail locations. You may need to check if this service is available in your area before utilizing this method.

5. Transferring Funds from Other PayPal Users

If you have family or friends who also have PayPal accounts, you can transfer funds between your accounts easily. This method is ideal for quick and secure money transfers. To transfer funds, log in to your PayPal account, go to the “Send and Request” tab, and enter the recipient’s email address and the amount you wish to transfer.

Advantages: Transferring funds between PayPal accounts is a straightforward and instant process. It’s an excellent option for splitting bills, repaying friends, or sending money to family members.

Disadvantages: Both the sender and recipient need to have PayPal accounts to complete the transfer. If the recipient doesn’t have an account, they will need to create one to receive the funds.

6. Using PayPal Mobile App

If you prefer managing your PayPal account on the go, you can use the PayPal mobile app to put money on PayPal. The app allows you to add funds, check your balance, and make payments conveniently from your smartphone. Simply download the PayPal app from your device’s app store, log in to your account, and follow the instructions to add money.

Advantages: The PayPal mobile app provides a user-friendly interface and quick access to your account. It’s ideal for individuals who frequently make mobile purchases or need to manage their PayPal funds while on the move.

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Disadvantages: Some features and settings may be limited on the mobile app compared to the desktop version. It’s recommended to use the app alongside the web version for full account functionality.

7. Receiving Payments from Freelancing Platforms

If you’re a freelancer, you may receive payments from various platforms such as Upwork, Freelancer, or Fiverr. These platforms often offer the option to withdraw funds directly to your PayPal account. To set up PayPal as your preferred payment method, log in to your freelancing platform account, navigate to the payment settings, and link your PayPal account.

Advantages: Receiving payments directly to your PayPal account from freelancing platforms is a convenient and efficient way to access your earnings. It eliminates the need for manual withdrawals and provides instant access to your funds.

Disadvantages: Some freelancing platforms may charge fees for withdrawing funds to PayPal. It’s essential to review the platform’s terms and conditions regarding any associated charges.

8. Converting Gift Cards to PayPal Balance

If you have unused gift cards lying around, you can convert them into PayPal balance. Several online platforms allow you to sell or trade your gift cards for PayPal funds. Simply visit a reputable gift card exchange website, enter your gift card details, and choose PayPal as your payout option.

Advantages: Converting gift cards to PayPal balance provides a practical solution for utilizing unwanted gift cards. It allows you to access the funds without the need to make additional purchases.

Disadvantages: Gift card exchange platforms may charge transaction fees or offer less favorable exchange rates. It’s crucial to compare different platforms to ensure you get the best value for your gift card.

9. Using PayPal Cash Card

If you prefer having a physical card linked to your PayPal account, you can apply for a PayPal Cash Card. This card works like a regular debit card and allows you to make purchases anywhere that accepts Mastercard. To get a PayPal Cash Card, log in to your PayPal account, navigate to the “Wallet” tab, and follow the instructions to request the card.

Advantages: The PayPal Cash Card provides a tangible payment method linked to your PayPal account. It offers convenience and flexibility for in-store purchases, online shopping, and ATM withdrawals.

Disadvantages: The PayPal Cash Card is currently only available to customers in the United States. If you reside outside the U.S., you may not be eligible for this option.

10. Adding Money through PayPal Partners

PayPal has partnered with various companies and financial institutions to provide additional ways to add money to your account. Some partners offer the option to transfer funds to PayPal directly from their platforms. To explore these options, visit the PayPal website, navigate to the “Add Money” section, and check the available partner services.

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Advantages: PayPal partners provide alternative methods to fund your PayPal account based on your preferences and location. These options may offer unique benefits such as promotional offers or loyalty rewards.

Disadvantages: The availability of partner services may vary depending on your country or region. It’s essential to check if these options are accessible in your location.

Alternative Methods to Put Money on PayPal

If you’re unable to use the methods mentioned above or prefer alternative options, there are a few additional ways to add money to PayPal. Some alternatives include using PayPal MoneyPak, PayPal My Cash Cards, or virtual bank accounts linked to PayPal. These methods may have specific requirements or limitations, so it’s important to research and understand the terms and conditions associated with each option.


Question Answer
Can I add money to PayPal without linking a bank account? Yes, you can add money to PayPal by linking a debit or credit card instead of a bank account.
Are there any fees for adding money to PayPal? PayPal does not charge fees for adding money to your account. However, some payment methods or platforms may have theirown fees or charges associated with transferring funds to PayPal.
How long does it take for funds to be added to my PayPal account? The time it takes for funds to be added to your PayPal account depends on the payment method you choose. Linking a bank account or transferring funds from another PayPal user is usually instant, while adding money through PayPal Cash or gift card exchanges may take a few minutes to process.
Can I use PayPal to withdraw money from my bank account? Yes, PayPal offers the option to withdraw funds from your PayPal account to your linked bank account. Simply go to the “Wallet” tab, click on “Withdraw funds,” and follow the instructions to initiate the transfer.
What happens if I send money to the wrong email address? If you accidentally send money to the wrong email address, you should contact PayPal customer support immediately. They will assist you in resolving the issue and retrieving the funds if possible.


Putting money on PayPal is a straightforward process that offers various options to suit your preferences. Whether you choose to link your bank account, add a debit or credit card, request money from others, or explore alternative methods, PayPal provides a secure and convenient platform for managing your funds. Remember to consider the advantages and disadvantages of each method and choose the one that best fits your needs. If you encounter any issues or have further questions, don’t hesitate to reach out to PayPal’s customer support for assistance. Happy transacting!