How to Send Money by Western Union
How to Send Money by Western Union

How to Send Money by Western Union

Hello and welcome to our comprehensive guide on how to send money by Western Union. In this article, we will walk you through the step-by-step process of sending money using Western Union, highlighting its advantages and disadvantages, as well as providing alternative methods. So, let’s get started!

1. Setting up a Western Union Account

Before you can send money through Western Union, you need to create an account on their website or mobile app. Provide accurate personal information and choose a strong password to ensure the security of your account. Once you’ve completed the registration process, you’re ready to send money.

2. Locating a Western Union Agent

Western Union has a vast network of agents worldwide, making it convenient to find a location near you. Visit their website or use their mobile app to find the nearest agent based on your location. Alternatively, you can also find agents through other online directories or by contacting Western Union’s customer service.

3. Choosing the Send Money Option

After locating a Western Union agent, visit the agent’s location and inform them that you want to send money. They will provide you with a send money form to fill out, which requires details such as the recipient’s name, contact information, and the amount you wish to send.

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4. Selecting the Receive Option

Western Union offers multiple options for the recipient to receive the money, including cash pickup, bank account deposit, or mobile wallet transfer. Discuss these options with the recipient and choose the most convenient method for them.

5. Providing Identification and Details

As the sender, you will need to provide a valid form of identification, such as a passport or driver’s license, to the Western Union agent. Additionally, you may be required to provide additional information about the purpose of the transaction, especially for larger amounts.

6. Paying for the Transfer

Once you’ve completed the necessary forms and provided the required identification, you will need to pay for the transfer. Western Union accepts various payment methods, including cash, debit cards, and bank transfers. Be aware that additional fees may apply depending on the amount being sent and the payment method chosen.

7. Obtaining the Money Transfer Control Number (MTCN)

After making the payment, the Western Union agent will provide you with a unique Money Transfer Control Number (MTCN). It’s crucial to keep this number safe and only share it with the intended recipient. The MTCN allows the recipient to collect the funds.

8. Sharing the MTCN with the Recipient

Inform the recipient about the money transfer and provide them with the MTCN. Advise them to visit their nearest Western Union agent and bring along their identification documents to collect the money. Remind them to keep the MTCN confidential to avoid any unauthorized access.

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9. Tracking the Transfer

Western Union provides an online tracking service that allows you to monitor the progress of your money transfer. Simply visit their website or use their mobile app, enter the MTCN and the sender’s name, and you will receive real-time updates on the status of your transfer.

10. Confirmation and Receipt

Once the recipient successfully collects the transferred funds, you will receive a confirmation message from Western Union. It’s advisable to keep the receipt and any related documents as proof of the transaction.

Advantages of Using Western Union

Western Union offers several advantages for sending money internationally. Firstly, it has an extensive global network, making it accessible almost anywhere. Secondly, transfers can be completed quickly, with funds often available within minutes. Lastly, Western Union provides various payout options, allowing the recipient to choose the most convenient method.

Disadvantages of Using Western Union

Despite its advantages, Western Union has a few drawbacks. The fees for transferring money through Western Union can be relatively high, especially for larger amounts. Additionally, exchange rates may not always be the most favorable. It’s essential to compare fees and rates with other money transfer services to ensure you’re getting the best deal.

Alternative Methods for Sending Money

If Western Union doesn’t meet your requirements or you’re looking for alternative options, there are several other reliable methods available. Some popular alternatives include PayPal, TransferWise, and MoneyGram. Each of these services has its own advantages and disadvantages, so it’s crucial to research and compare them based on your specific needs.

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How to Send Money by Western Union – Complete Guide

Step Description
1 Setting up a Western Union Account
2 Locating a Western Union Agent
3 Choosing the Send Money Option
4 Selecting the Receive Option
5 Providing Identification and Details
6 Paying for the Transfer
7 Obtaining the MTCN
8 Sharing the MTCN with the Recipient
9 Tracking the Transfer
10 Confirmation and Receipt


Sending money through Western Union is a secure and reliable method, offering a convenient way to transfer funds globally. By following the steps outlined in this guide, you can ensure a smooth and successful money transfer. However, it’s essential to consider the fees, exchange rates, and alternative options available to make an informed decision that best suits your needs. Remember to always prioritize the safety and security of your transactions.


Q: How long does it take for the recipient to receive the money?

A: The transfer time depends on various factors, including the receiving country, the chosen payout method, and the agent’s working hours. In many cases, funds are available for pickup within minutes.

Q: Can I cancel a Western Union money transfer?

A: Yes, you can cancel a money transfer as long as it hasn’t been picked up by the recipient. Contact Western Union’s customer service immediately to initiate the cancellation process.

Q: Are there any limits on the amount of money I can send through Western Union?

A: Yes, Western Union has specific limits on the amount of money you can send. These limits vary depending on your location, the recipient’s location, and the chosen payment method. It’s advisable to check Western Union’s website or contact customer service for detailed information on limits.

Q: Are there any additional fees apart from the transfer fee?

A: Yes, Western Union charges fees for their services, which vary depending on the amount being sent, the payment method, and the receiving country. Additionally, currency exchange fees may apply if you’re sending money in a different currency.