How to Propagate Money Tree
How to Propagate Money Tree

How to Propagate Money Tree

Hello readers, in this article, we will discuss how to propagate a money tree. Money tree, also known as Pachira aquatica, is a popular indoor plant that is believed to bring good luck and fortune. Propagating this plant is a great way to expand your collection or share it with friends and family. In the following sections, we will explore the step-by-step process of propagating a money tree and discuss its advantages, disadvantages, and alternative methods.

1. Propagation by Stem Cuttings

One of the common methods to propagate a money tree is through stem cuttings. Follow these steps:

  1. Select a healthy stem from the parent plant.
  2. Using a clean, sharp knife or pruning shears, make a clean cut about 4-6 inches below a leaf node.
  3. Remove the lower leaves, leaving only a few at the top.
  4. Place the cutting in a glass of water or a well-draining potting mix.
  5. Keep the cutting in a warm and bright location, avoiding direct sunlight.
  6. Change the water or lightly water the soil when necessary to keep it moist.
  7. After a few weeks, the cutting will develop roots, and you can transfer it to a pot with well-draining soil.
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One advantage of propagating money trees through stem cuttings is that it is a relatively simple and straightforward process. However, it may take some time for the cutting to develop roots, and there is a chance of failure if proper care is not taken.

2. Propagation by Air Layering

Air layering is another effective method of propagating money trees. Here’s how to do it:

  1. Select a healthy branch from the parent plant.
  2. Make a small incision or remove a ring of bark from the branch.
  3. Apply a rooting hormone to the exposed area.
  4. Wrap the area with moist sphagnum moss and cover it with plastic wrap.
  5. Secure the moss and plastic wrap with twine or a rubber band.
  6. Keep the moss moist by spraying water regularly.
  7. After a few weeks, roots will develop in the moss. Cut below the root formation and plant it in a pot with well-draining soil.

Air layering provides a higher success rate compared to stem cuttings as the branch remains attached to the parent plant until it develops roots. However, this method requires more time and effort compared to other propagation methods.

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3. Advantages of Propagating Money Tree

There are several advantages to propagating a money tree:

  • Cost-effective: Propagating your money tree allows you to expand your collection without spending money on purchasing new plants.
  • Sharing with others: Propagation provides an opportunity to share the joy of owning a money tree with friends and family.
  • Learning experience: The process of propagating plants can be a fulfilling and educational experience, teaching you valuable skills about plant care and propagation.

4. Disadvantages of Propagating Money Tree

While propagating a money tree has its advantages, there are also some disadvantages to consider:

  • Time-consuming: The propagation process can take several weeks or even months before the new plant is established.
  • Higher failure rate: Depending on the method used, there is a chance of failure, especially if proper care and conditions are not provided.
  • Patience required: Propagation requires patience as you wait for the plant to develop roots and grow into a mature plant.

5. Alternative Method: Propagation by Seeds

Another alternative method for propagating money trees is through seeds:

  1. Collect seeds from a mature money tree.
  2. Soak the seeds in warm water overnight to soften the outer shell.
  3. Plant the seeds in a well-draining potting mix, lightly covering them with soil.
  4. Keep the soil consistently moist and place the pot in a warm and bright location.
  5. Germination may take several weeks, and once the seedlings have grown, they can be transferred to individual pots.
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Propagation by seeds allows you to grow money trees from scratch, but it requires more time and patience compared to other methods.

Propagation Methods Summary

Propagation Method
Stem Cuttings
Simple and straightforward
Time-consuming, chance of failure
Air Layering
Higher success rate
Time and effort-intensive
Cost-effective, starting from scratch
Time-consuming, requires patience

Frequently Asked Questions (FAQ)

Q: How long does it take for a money tree cutting to root?

A: It usually takes a few weeks to a couple of months for a money tree cutting to develop roots.

Q: Can I propagate a money tree in water?

A: Yes, you can propagate a money tree in water by placing the stem cutting in a glass of water until roots develop.

Q: How often should I water the newly propagated money tree?

A: Water the newly propagated money tree whenever the top inch of the soil feels dry to the touch.


Propagating a money tree is an exciting and rewarding process that allows you to expand your plant collection and share the joy of owning a money tree with others. Whether you choose stem cuttings, air layering, or seeds, each method has its advantages and disadvantages. By following the appropriate steps and providing the necessary care, you can successfully propagate your money tree and watch it thrive.